How to Deal with Insurance Companies After a Truck Accident
Blog > Truck Accident > How to Deal with Insurance Companies After a Truck Accident
Notify Your Insurance Company Promptly
After a truck accident, one of your first steps should be to notify your insurance company. This ensures they are aware of the incident.
Provide only the basic facts of the accident, such as the date, location, and names of the parties involved. Avoid making any assumptions about fault.
Keep records of all communications with your insurer, including the names of the representatives you speak with and the dates of your interactions.
Understand the Role of the Trucking Company’s Insurer
The trucking company’s insurer may contact you quickly, often before you’ve had time to process the accident. They aim to minimize payouts.
Be cautious when speaking with their representatives. Do not provide a recorded statement or sign any documents without legal advice.
Trucking insurers may pressure you into accepting a quick settlement. Always consult with an attorney to evaluate the fairness of their offer.
Gather and Preserve Evidence
Collecting evidence is crucial when dealing with insurance companies. This includes photographs of the accident, medical records, and witness statements.
Keep copies of repair estimates and any other documents related to your vehicle. These will help substantiate your claim.
Insurance companies may dispute your evidence, so maintaining organized and detailed records is essential for supporting your case.
Avoid Common Mistakes When Dealing with Insurers
Avoid admitting fault, even if you think you might be partially responsible. Let the investigation determine liability.
Do not rush to settle. Early offers are often low and may not cover the full extent of your damages, including future medical expenses.
Never accept verbal promises from insurance adjusters. Insist on having all agreements in writing to protect your interests.
Work with an Experienced Attorney
Navigating insurance claims after a truck accident can be challenging. Let experienced St. Louis truck accident lawyers handle the negotiations.
An attorney can advocate for your rights, ensure you receive fair compensation, and protect you from aggressive tactics by insurers.
Kevin Etzkorn Law is committed to helping truck accident victims. Contact us today for a free consultation to discuss your case and next steps.
More Truck Accident Articles
Recent Posts
It's Easy To Get Started
If you or a loved one has been injured in a truck accident, submit your information for a free case evaluation. Once we have your information, we will contact you, usually within 24 hours. And you will not owe anything for a case review.
Call: (314) 987-0009
Text: (314) 804-0953